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Collecting Social Security Benefits As A Spouse - AARP Depending on your age upon claiming, spousal benefits can range from 32 5 percent to 50 percent of your spouse's primary insurance amount — the retirement benefit to which they are entitled at full retirement age, or FRA (which is 66 and 8 months for people born in 1958, 66 and 10 months for those born in 1959 and 67 for people born in 1960 or after) Social Security Spousal Benefits in Marriage and Divorce - AARP If so, your spousal benefit will be permanently reduced If you collect at 62 this year, you’ll get 32 5 percent of your spouse’s full benefit at the least; the percentage edges up each month you wait Can You Collect A Government Pension and Spousal Benefits? - AARP If the offset did apply, the Social Security benefit you received as a spouse, widow or widower was reduced by two-thirds of the amount of your government pension For instance, if that pension paid you $1,200 a month, your spousal or survivor benefit was reduced by $800 If the benefit was $800 or less, the GPO would reduce it to zero Can I Switch From My Social Security Benefit to a Spousal Benefit? - AARP The top spousal benefit is 50 percent of your mate’s primary insurance amount — the retirement benefit they are entitled to claim at full retirement age, which is 66 and 8 months for people born in 1958, 66 and 10 months for those born in 1959 and 67 for those born in 1960 or later You can get that maximum if you first claim benefits at My Spouse Gets SSDI. Am I Eligible for Spousal Benefits? - AARP Spousal benefits also can be reduced if you claim them before full retirement age and earn income from work that exceeds Social Security’s earnings limit %{postComment}% Andy Markowitz is an AARP senior writer and editor covering Social Security and retirement Larger Spousal Benefits If You Claim Social Security at 70? - AARP You can boost your own retirement benefit by putting off claiming Social Security until age 70 and accruing delayed retirement credits, but they do not apply to spousal benefits The most your spouse can receive on your work record is 50 percent of your primary insurance amount Does My Spousal Benefit Affect My Spouses Social Security? - AARP In most cases, you must be at least age 62 to claim a spouse benefit Depending on your age when you file, your payment will range from 32 5 percent to 50 percent of your mate's primary insurance amount — the benefit to which they are entitled at full retirement age, which is 66 and 8 months for people born in 1958, 66 and 10 months for those born in 1959 and 67 for those born in 1960 and later Divorce and Social Security Spousal Benefits - AARP According to the most recent SSA data, women make up 95 percent of the nearly 641,000 people receiving spousal or survivor benefits on the earnings record of a partner they divorced “The people who are reaching Social Security eligibility age right now are still more of a generation where the likelihood was even higher that those women would How Does Claiming Social Security Early Affect Spousal Benefits? - AARP If you take a spousal benefit at 62, the earliest eligibility age, your benefit would be based on your spouse's full retirement benefit but with reductions because you are claiming early Your full retirement age (FRA) is 66 plus 8 months if you were born in 1958, 66 and 10 months if you were born in 1959 and 67 if you were born in 1960 or later Social Security When A Spouse Dies - A Guide To Survivor Benefits - AARP If you were already receiving spousal benefits on your mate’s work record, Social Security will in most cases switch you automatically to survivor benefits when their death is reported Otherwise, you will need to apply Call the Social Security Administration (SSA) at 800-772-1213 to schedule an appointment to file your claim

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